<html>
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<style type="text/css" style="display:none;"> P {margin-top:0;margin-bottom:0;} </style>
</head>
<body dir="ltr">
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof">
Hi all,</div>
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof">
<br>
</div>
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof">
This thread reminded me of a story I just saw in the news - thought it might be worth a share!</div>
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof">
<br>
</div>
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof ContentPasted0">
<a href="https://www.usatoday.com/story/money/2023/07/05/usps-mail-theft-check-fraud-carrier-robberies/70348511007/" id="LPlnkOWALinkPreview">https://www.usatoday.com/story/money/2023/07/05/usps-mail-theft-check-fraud-carrier-robberies/70348511007/</a></div>
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof ContentPasted0">
<br>
</div>
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof ContentPasted0">
Sounds like trying to pay with credit cards or online payment systems might be safer at this time (barring any cyber attacks, of course).</div>
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof ContentPasted0">
<br>
</div>
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof ContentPasted0">
Jen</div>
<div class="elementToProof">
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
<br>
</div>
<div id="Signature">
<div>
<div style="font-size: 12pt;">
<p style="margin-top: 0px; margin-bottom: 0px; text-align: start; font-size: 12pt; background-color: rgb(255, 255, 255);">
<b><span style="font-size: 12pt; font-family: Constantia, "Hoefler Text", serif; color: rgb(12, 136, 42);"></span><span style="font-size: 12pt; font-family: Constantia, "Hoefler Text", serif; color: rgb(12, 136, 42);">Jennifer Noble (she/hers)</span></b><br>
</p>
<p style="font-family: "Segoe UI", "Segoe UI Web (West European)", "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helvetica Neue", sans-serif; margin-top: 0px; margin-bottom: 0px; font-size: 15px; text-align: start; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
<font face="Arial, Helvetica, sans-serif"><span style="font-size: 14.6667px; margin: 0px; font-family: Constantia, "Hoefler Text", serif;">Librarian II, PL/MAL</span></font></p>
<span style="font-family: Arial, Helvetica, sans-serif; margin: 0px; text-align: start; font-size: 12pt; color: rgb(32, 31, 30); background-color: rgb(255, 255, 255);"></span>
<p style="font-family: Calibri, Arial, Helvetica, sans-serif; margin-top: 0px; margin-bottom: 0px; text-align: start; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
<span style="font-size: 11pt; font-family: Constantia, "Hoefler Text", serif; margin: 0px;">Detroit Public Library</span></p>
<span style="font-family: "Segoe UI", "Segoe UI Web (West European)", "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helvetica Neue", sans-serif; margin: 0px; text-align: start; font-size: 11pt; color: rgb(32, 31, 30); background-color: rgb(255, 255, 255);"></span><span style="font-family: "Palatino Linotype", "Book Antiqua", Palatino, serif; margin: 0px; text-align: start; font-size: 12pt; color: rgb(32, 31, 30); background-color: rgb(255, 255, 255);"></span><span style="font-family: "Segoe UI", "Segoe UI Web (West European)", "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helvetica Neue", sans-serif; margin: 0px; text-align: start; font-size: 11pt; color: rgb(32, 31, 30); background-color: rgb(255, 255, 255);"></span><span style="font-family: Arial, Helvetica, sans-serif; margin: 0px; text-align: start; font-size: 12pt; color: rgb(32, 31, 30); background-color: rgb(255, 255, 255);"></span>
<p style="font-family: Calibri, Arial, Helvetica, sans-serif; margin-top: 0px; margin-bottom: 0px; text-align: start; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
<span style="font-size: 11pt; font-family: Constantia, "Hoefler Text", serif; margin: 0px;">5201 Woodward Ave.</span></p>
<span style="font-family: "Segoe UI", "Segoe UI Web (West European)", "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helvetica Neue", sans-serif; margin: 0px; text-align: start; font-size: 11pt; color: rgb(32, 31, 30); background-color: rgb(255, 255, 255);"></span><span style="font-family: "Palatino Linotype", "Book Antiqua", Palatino, serif; margin: 0px; text-align: start; font-size: 12pt; color: rgb(32, 31, 30); background-color: rgb(255, 255, 255);"></span><span style="font-family: "Segoe UI", "Segoe UI Web (West European)", "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helvetica Neue", sans-serif; margin: 0px; text-align: start; font-size: 11pt; color: rgb(32, 31, 30); background-color: rgb(255, 255, 255);"></span><span style="font-family: Arial, Helvetica, sans-serif; margin: 0px; text-align: start; font-size: 12pt; color: rgb(32, 31, 30); background-color: rgb(255, 255, 255);"></span>
<p style="font-family: Calibri, Arial, Helvetica, sans-serif; margin-top: 0px; margin-bottom: 0px; text-align: start; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
<span style="font-size: 11pt; font-family: Constantia, "Hoefler Text", serif; margin: 0px;">Detroit, MI 48202</span></p>
<p style="font-family: Calibri, Arial, Helvetica, sans-serif; margin-top: 0px; margin-bottom: 0px; text-align: start; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
<span style="font-size: 11pt; font-family: Constantia, "Hoefler Text", serif; margin: 0px;">jnoble@detroitpubliclibrary.org</span></p>
<p style="font-family: Calibri, Arial, Helvetica, sans-serif; margin-top: 0px; margin-bottom: 0px; text-align: start; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
<span style="font-size: 11pt; font-family: Constantia, "Hoefler Text", serif; margin: 0px;">(313) 481-1385 (o)</span></p>
<br>
</div>
</div>
</div>
</div>
<div id="appendonsend"></div>
<hr style="display:inline-block;width:98%" tabindex="-1">
<div id="divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" style="font-size:11pt" color="#000000"><b>From:</b> Michlib-l <michlib-l-bounces@mcls.org> on behalf of Amy Goldyn via Michlib-l <michlib-l@mcls.org><br>
<b>Sent:</b> Thursday, July 6, 2023 2:43 PM<br>
<b>To:</b> Jacalynn Harvey (Roseville Public Library) <jharvey@roseville-mi.gov>; Michlib-L <michlib-l@mcls.org><br>
<b>Subject:</b> Re: [Michlib-l] Question regarding fraudulent checks</font>
<div> </div>
</div>
<style>
<!--
@font-face
{font-family:"Cambria Math"}
@font-face
{font-family:Calibri}
@font-face
{font-family:"Calibri Light"}
@font-face
{font-family:Cambria}
p.x_MsoNormal, li.x_MsoNormal, div.x_MsoNormal
{margin:0in;
font-size:11.0pt;
font-family:"Calibri",sans-serif}
h4
{margin-right:0in;
margin-left:0in;
font-size:12.0pt;
font-family:"Calibri",sans-serif;
font-weight:bold}
a:link, span.x_MsoHyperlink
{color:blue;
text-decoration:underline}
span.x_Heading4Char
{font-family:"Calibri Light",sans-serif;
color:#2F5496;
font-style:italic}
span.x_EmailStyle19
{font-family:"Calibri",sans-serif;
color:windowtext}
.x_MsoChpDefault
{font-size:10.0pt}
@page WordSection1
{margin:1.0in 1.0in 1.0in 1.0in}
div.x_WordSection1
{}
-->
</style>
<div lang="EN-US" link="blue" vlink="purple" style="word-wrap:break-word"><span style="background-color:#8cc841; width:180; border-style:solid; border-color:#9C6500; border-width:1pt; padding:2pt; font-size:10pt; line-height:12pt; font-family:'Calibri'; color:#FFFFFF; font-weight:bold; text-align:left">CAUTION:
This email originated from outside of Detroit Public Library. Do not click links or open attachments unless you recognize the sender and know the content is safe.</span><br>
<br>
<br>
<div>
<div class="x_WordSection1">
<p class="x_MsoNormal">Jackie,</p>
<p class="x_MsoNormal"> </p>
<p class="x_MsoNormal">Recently I have had a couple of checks going to Cengage that were never been received by them. I was notified by our account representative that they did not receive our payment, so a stop payment was placed on those checks.
</p>
<p class="x_MsoNormal"> </p>
<p class="x_MsoNormal">I have the “positive pay” feature through Chase set up on all our accounts. I simply upload a list of all checks that I have written that include the check number, date, vendor’s name and amount. If something doesn’t match, Chase will
not pay them.</p>
<p class="x_MsoNormal"> </p>
<p class="x_MsoNormal">About six months ago I sent a check to TIAA-CREF for some employee payroll deductions that went to a PO Box in Atlanta. They never made it to TIAA-CREF. Someone tried to “wash” it and cash it at a Chase Bank. The bank manager saw that
the amount and payee had been changed because it didn’t match the positive pay information. She called me to verify that I entered the payee information correctly, which I confirmed. She was able to get that person apprehended for check fraud. </p>
<p class="x_MsoNormal"> </p>
<p class="x_MsoNormal">You might want to check with your banks to see if they offer something similar to Chase’s positive pay feature. It definitely saved us several times from fraudulent checks.</p>
<p class="x_MsoNormal"> </p>
<p class="x_MsoNormal">Thanks,</p>
<p class="x_MsoNormal"> </p>
<p class="x_MsoNormal">Amy</p>
<p class="x_MsoNormal"> </p>
<p class="x_MsoNormal"> </p>
<div>
<div style="border:none; border-top:solid #E1E1E1 1.0pt; padding:3.0pt 0in 0in 0in">
<p class="x_MsoNormal"><b>From:</b> Michlib-l <michlib-l-bounces@mcls.org> <b>On Behalf Of
</b>Jacalynn Harvey (Roseville Public Library) via Michlib-l<br>
<b>Sent:</b> Thursday, July 6, 2023 2:27 PM<br>
<b>To:</b> Michlib-L <michlib-l@mcls.org><br>
<b>Subject:</b> [Michlib-l] Question regarding fraudulent checks</p>
</div>
</div>
<p class="x_MsoNormal"> </p>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">Good afternoon,</span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black"> </span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">Have any other libraries experienced checks mailed to library vendors with remittance addresses in Atlanta, GA being fraudulently cashed? My library has had four
checks sent to B&T and Cengage fraudulently cashed in the last six months. The three checks were mailed by the City of Roseville to the verified P.O. boxes in Atlanta and were cashed at both a large bank and a party store. Our library was notified by B&T
and Cengage that they had not received the checks which our Controller's office verified were cut, mailed and cashed.</span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black"> </span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">After contacting the City's bank, Comerica, the City Controller contacted the local police when images of the checks showed that they were either "washed" with the
payee name being removed with white-out and rewritten or signed by an unknow individual and cashed. Local police notified other agencies and fraud claims were submitted to the post office. </span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black"> </span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">The City also had two checks (Autozone and Firestone) that were sent to post office boxes in Atlanta cashed fraudulently recently. </span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black"> </span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">The City and Library will eventually be reimbursed. For now we are paying all invoices for vendors doing business through an Atlanta post office box by credit card
as the City sets up ACH. </span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black"> </span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">Since most libraries use B&T and Cengage, I thought there may be other cases of fraud.</span></p>
</div>
<div>
<p class="x_MsoNormal"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black"> </span></p>
</div>
<div>
<div id="x_Signature">
<div>
<div id="x_divtagdefaultwrapper">
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">Regards,</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; color:black"> </span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">Jackie</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; color:black"> </span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">Jacalynn Harvey</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">Director</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">Roseville Public Library</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; color:black"> </span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">29777 Gratiot Avenue</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">Roseville, MI 48066</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">586-447-4550</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">586-445-5407 Library General Information</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black">586-445-5499 FAX</span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; color:black"> </span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black"><img width="129" height="83" id="x_Picture_x0020_1" alt="1506967672552_PastedImage" style="width:1.3437in; height:.8645in" data-outlook-trace="F:1|T:1" src="cid:image001.png@01D9B016.A829EFB0"></span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; color:black"> </span></p>
<p style="background:white"><span style="font-size:12.0pt; font-family:"Cambria",serif; color:black"><a href="http://www.rosevillelibrary.org/" originalsrc="http://www.rosevillelibrary.org/" shash="Og6F2bJ6IIQ9cvA8Q+oKOTCYde3+dRtG+ScVxvtNxcsv/dPQ2YxShiP35yqHdAvbD8yMFeghshrJiMDTC9KpQn812B1ErnkvBUqETdppguNGtmr9ryPB0O8x33Hz34htqkSICdeuV6nFCDG9eE0IeTZ5/XWvRh8H4cjiTG/HowM=">www.rosevillelibrary.org</a></span><span style="font-size:12.0pt; color:black"></span></p>
<p style="background:white"><span style="font-size:12.0pt; color:black"><a href="http://www.facebook.com/RosevillePublicLibraryMI" originalsrc="http://www.facebook.com/RosevillePublicLibraryMI" shash="yZ/DaX/l2L2ge8IZQM2j7glNiZTygp8sX6E2z8GDGmHGwUqC8F7zWlvREbTNcapuaFy4ZXhFChCe0vmajLIm3fB6sh9W+sk9OdifhJucTn3IGpfm/Tlqd6XRSRHh+SyRD+bVaHzYNsm+HoQ7EvnsSTFeVAmkHN252umz+PUBkAQ=" target="_blank"><span style="font-family:"Cambria",serif">www.facebook.com/RosevillePublicLibraryMI</span></a></span></p>
<p style="background:white"><span style="font-size:12.0pt; color:black"><a href="https://twitter.com/rsvlibrary" originalsrc="https://twitter.com/rsvlibrary" shash="RzwKNsTAdj0+mFlQyoF2CtCXxu0KR6/FgLEvYT3YC0ut7OJDPnYj797SIMKZ2icwUUIhdyAbuwaigOrvyJQmBax5mg0k+JK34X4zYIhhY3gt51THgDM14FkEc2r4sGbI4dsFuX8d9URWXC/0RcFtMN2nsavYVlvWkXWtA6vNiW4=">https://twitter.com/rsvlibrary</a></span></p>
<p style="background:white"><span style="font-size:12.0pt; color:black"><a href="https://www.instagram.com/rsvlibrary/" originalsrc="https://www.instagram.com/rsvlibrary/" shash="tcryAOBxTuWHwtmvjzI+Lkxkzdl7HhRr2uIEDs16ddGqr6CndBW2uhLjgJoDHcMekWZYbaLt2Ve6ODbjucKoxdJVSmcUXExyxUXIYHCQ/1R7H8Lxqst7gBnRqeX96PCw1Bx3SwW1Xm+T1IAplQNXqGZBh1+MfLdp75gkjFicrNk=">https://www.instagram.com/rsvlibrary/</a></span></p>
<p style="background:white"><span style="font-size:12.0pt; color:black"> </span></p>
<div>
<h4 style="margin-right:0in; margin-bottom:9.6pt; margin-left:0in; line-height:16.8pt; background:#FFFDE8; vertical-align:baseline">
<span style="color:black"> </span></h4>
</div>
<p style="background:white"><span style="font-size:12.0pt; color:black"> </span></p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</body>
</html>