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<title>Public servants can apply for Federal Student Loan forgiveness</title>
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<p class="MsoNormal"><span style="font-size:14.0pt">FYI – Government employees are eligible to apply. (See Q. 9 of the form)<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt">Clare<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
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<p class="MsoNormal">Clare D. Membiela, MLS, J.D.<o:p></o:p></p>
<p class="MsoNormal">Library Law Consultant<o:p></o:p></p>
<p class="MsoNormal">Library of Michigan<o:p></o:p></p>
<p class="MsoNormal"><a href="mailto:MembielaC@michigan.gov"><span style="color:#0563C1">MembielaC@michigan.gov</span></a><o:p></o:p></p>
<p class="MsoNormal">517-335-8132<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b><span style="font-size:14.0pt">The research and resources above are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue
or problem.<o:p></o:p></span></b></p>
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<p class="MsoNormal"><span style="color:#44546A">Nourishing Michigan’s Future during the summer! Find a Summer Food Service Program site nearest you and encourage Michigan’s children to Meet Up and Eat Up!</span><span style="color:red"> </span><a href="https://gcc02.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.michigan.gov%2Fmeetupeatup&data=05%7C01%7CMembielaC%40michigan.gov%7C229be3d5c395412479f308da43410928%7Cd5fb7087377742ad966a892ef47225d1%7C0%7C0%7C637896243868604073%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=vB6cY61k1yFzX2wHGuTfN2rBGFVVaFMBX%2BeZpDQculY%3D&reserved=0">www.michigan.gov/meetupeatup</a><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b> Michigan Office of the State Employer <MISOM@govsubscriptions.michigan.gov>
<br>
<b>Sent:</b> Monday, August 1, 2022 3:38 PM<br>
<b>To:</b> Membiela, Clare (MDE) <MembielaC@michigan.gov><br>
<b>Subject:</b> Public servants can apply for Federal Student Loan forgiveness<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">Did you know that as a State of Michigan employee you may qualify for federal student loan forgiveness?<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">For a limited time, the U.S. Department of Education is offering public employees working in government and eligible nonprofits a second chance to qualify
for student loan forgiveness.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">Visit the
<a href="https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Flnks.gd%2Fl%2FeyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDAsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA4MDEuNjE2MTY3MDEiLCJ1cmwiOiJodHRwczovL3N0dWRlbnRhaWQuZ292L3BzbGYvIn0.LXj_niNy00BlR1cZYGxj1694ETRufSV5CHYIXwzbpUc%2Fs%2F615721383%2Fbr%2F141890920198-l&data=05%7C01%7Cmembielac%40michigan.gov%7Cb0e6acb9b3b14de8861908da73f58ba9%7Cd5fb7087377742ad966a892ef47225d1%7C0%7C0%7C637949795812915412%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=8x0y3ECEXnSabmYcgQHLxjlL36RdSz%2Bv8e6A4mifqpk%3D&reserved=0">
<span style="color:#1D5782">Public Service Loan Forgiveness Help Tool</span></a> to check if you qualify for forgiveness with this federal program. An estimated
<strong><span style="font-family:"Arial",sans-serif">154,000 public servants in Michigan</span></strong> may be eligible for student loan debt relief. It only takes a few minutes to see if you’re one of them.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">Who is Eligible?</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323"><o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">Individuals who work a minimum of 30 hours a week on average for the government or a qualifying nonprofit for 10 years and make 120 student loan repayments
on a federal direct loan in full and on time, the federal government will consider their loans “paid in full” and forgive the remaining balance.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">How do I apply?</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323"><o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">If you contact the MI HR Service Center at 877-766-6447, they can provide you a certified copy of the <a href="https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Flnks.gd%2Fl%2FeyJhbGciOiJIUzI1NiJ9.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.XajH6j52mgt9TdHOGUSZPemGULhPYEiK47wzPUn71QQ%2Fs%2F615721383%2Fbr%2F141890920198-l&data=05%7C01%7Cmembielac%40michigan.gov%7Cb0e6acb9b3b14de8861908da73f58ba9%7Cd5fb7087377742ad966a892ef47225d1%7C0%7C0%7C637949795812915412%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=z4w05kdjX%2BzgjmThBDSxFU7tpGgfJoOnMLiRMPm0A0Y%3D&reserved=0" target="_blank" title="https://gcc02.safelinks.protection.outlook.com/?url=https%3a%2f%2fstudentaid.gov%2fsites%2fdefault%2ffiles%2fpublic-service-application-for-forgiveness.pdf&data=05%7c01%7cleedsl%40michigan.gov%7c813645037dbd4953375008da6b5010ba%7cd5fb7087377742ad966a892ef"><span style="color:#1D5782">Public
Service Loan Forgiveness Employment Certification form</span></a> with the employer's information and certification in sections 3 and 4 completed. After you receive the form from MI HR, you will need to complete and sign Sections 1 and 2 and submit the entire
form to the U.S. Department of Education.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">The deadline to submit a completed form to the federal government is <strong><span style="font-family:"Arial",sans-serif">Monday, Oct. 31</span></strong>. The
<a href="https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Flnks.gd%2Fl%2FeyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDIsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA4MDEuNjE2MTY3MDEiLCJ1cmwiOiJodHRwczovL3N0dWRlbnRhaWQuZ292L3BzbGYvIn0.1qXw3urDJZ2sHtaHvzHErWsHV5MuUN0n5_k5yts3TFc%2Fs%2F615721383%2Fbr%2F141890920198-l&data=05%7C01%7Cmembielac%40michigan.gov%7Cb0e6acb9b3b14de8861908da73f58ba9%7Cd5fb7087377742ad966a892ef47225d1%7C0%7C0%7C637949795812915412%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=shlAQLVmM0c%2BA7nYJ0VFOJfVvGhIGXMuVSz%2Fgl9Bx34%3D&reserved=0" target="_blank">
<span style="color:#1D5782">Federal Public Service Loan Forgiveness Help Tool</span></a> is a resource to help walk you through the application process.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">After submitting an application and all the necessary documentation to the U.S. Department of Education, you will be notified if you qualify for loan
forgiveness by the federal government.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">Have questions?</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323"><o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">The U.S. Department of Education is available to help. Learn more at
<a href="https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Flnks.gd%2Fl%2FeyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDMsInVyaSI6ImJwMjpjbGljayIsImJ1bGxldGluX2lkIjoiMjAyMjA4MDEuNjE2MTY3MDEiLCJ1cmwiOiJodHRwczovL3N0dWRlbnRhaWQuZ292L3BzbGYvIn0.8BgOzexTZCYpvW1T06-Qk8lzXQJhe31d0T9D0Mapxy8%2Fs%2F615721383%2Fbr%2F141890920198-l&data=05%7C01%7Cmembielac%40michigan.gov%7Cb0e6acb9b3b14de8861908da73f58ba9%7Cd5fb7087377742ad966a892ef47225d1%7C0%7C0%7C637949795812915412%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=OneIem2z%2F4TniGQrbBGjtGS9FOQ6xN3fFUg4YgaWIXQ%3D&reserved=0">
<span style="color:#1D5782">Public Service Loan Forgiveness website</span></a>. You can also contact FedLoan Servicing at 1-855-265-4038 to discuss your individual situation.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">Don’t forget the deadline for federal second chance student loan forgiveness consideration is
<strong><span style="font-family:"Arial",sans-serif">Monday, Oct. 31, 2022</span></strong>.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#232323">Liza Estlund Olson<br>
Director, Office of the State Employer<o:p></o:p></span></p>
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<p><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#333333">This e-mail was sent to
<a href="mailto:membielac@michigan.gov">membielac@michigan.gov</a> using GovDelivery on behalf of: the State of Michigan, 111 S. Capitol Ave., Lansing, MI. </span><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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