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<p class="MsoNormal"><span style="color:#1F497D">I wanted to pass along information from the MSU Extension service regarding webinars they have available you may find helpful in creating programming or suggesting to your patrons. Also, Money Smart Week is coming
up in April and there are specials and topics that may fit with other programming you are already offering patrons during that time. Some of the webinar are free while others have a small fee. You can contact Brenda Long, see information below, for details
on how your library can be involved in offering services to patrons. She also is interested in working with libraries to do group viewings of the online classes. Please see full details below.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Shannon White<br>
Library of Michigan<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><a href="http://www.michigan.gov/libraryofmichigan">www.michigan.gov/libraryofmichigan</a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">517.373.9489<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Whites29@michigan.gov<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">MSU Extension monthly webinars about financial and housing topics March to June webinar flyers are attached.
</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">The MSU Extension
</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">team of knowledgeable, straight-forward financial pros demystify common money and homeownership best practices with university-backed, research-based programs and resources to
help Michigan residents navigate through whatever fiscal challenges life throws their way. Unbiased education for diverse audiences and needs - no strings attached—and are open to all.
</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Free Topics<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:39.0pt;text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F497D"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Retirement Planning--Learn valuable information about Social Security, work, savings and investments, retirement plans, housing, debt, fraud, Medicare
and health insurance.<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:39.0pt;text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F4E79"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Student Loans—two presentations,</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79"> one on
</span><span style="color:#1F4E79">Accessing and Applying for Student Loans and one on Understanding the Repayment Options for Student Loans.</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:39.0pt;text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F4E79"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">***Foreclosure Basics—</span><span style="color:#1F4E79"> Learn the options to keep, sell or let foreclosure happen. Also the Michigan Foreclosure Timeline,
steps in foreclosure prevention, and finding local resources.</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:39.0pt;text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F4E79"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">***When Every Penny Counts: Saving Strategies and Tips—Discover
</span><span style="color:#1F4E79">where to find the money to save and ten strategies to make savings happen.</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:39.0pt;text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F4E79"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">Knee Deep in Debt: 10 Tips to Repair Your Credit--C</span><span style="color:#1F4E79">alculate how much debt is generally affordable and ways to build
credit while paying down debt based on your current income.</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">
<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:39.0pt;text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F4E79"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">How Much Home Can You Afford?--</span><span style="color:#1F4E79"> Calculate how much home you can afford to purchase and maintain based on your current
income.</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">Low Cost Topics<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo4"><![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F4E79"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">Money Management--</span><span style="color:#1F4E79">This three-week course offers online content to study and weekly discussions with the instructor
in a video conference meeting room to learn creating financial goals and spending plans, pumping up savings and using credit wisely.</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo4"><![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F4E79"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">***Rent Smart—Planning to rent? Learn about getting your money in order, the rental process, and being a good tenant.<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo4"><![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F4E79"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">Homeownership Education—The home buying process is complicated and confusing. Learn valuable information about the steps, affordability, costs, mortgage
loans, and maintaining your new home. </span><span style="color:#1F4E79">Bonus? Completing the course can help Michigan residents qualify for down-payment and other assistance programs.</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo4"><![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol;color:#1F4E79"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79">Who Gets Grandma’s Yellow Pie Plate--</span><span style="color:#1F4E79"> Family feuds are more likely to erupt over treasured possessions than over money.
Learn strategies that will help you jumpstart conversations about inheritance issues.</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F4E79"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">***Offered during Money Smart Week April 23 to 29.***<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Note: The fee can be waived for DHHS assistance recipients taking the Money Management and Rent Smart courses.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormalCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;mso-add-space:auto">
<span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Check out all our webinars and in-person programs listed in the Events channel at
</span><a href="http://www.mimoneyhealth.org/"><span style="color:#18453B">MIMoneyHealth.org</span></a><span style="color:#1F497D">
</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">then click on the link for a description and the registration button. Pre-registration is required for webinars so that we can email the web link, handouts and other materials. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D;background:yellow;mso-highlight:yellow">We welcome feedback about your library patrons using your computers to join webinars, new topic ideas, the best time of day
to offer webinars, etc. Also, if you will gather a group of learners at your library to join a webinar together using your technology?</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#39471D">Brenda Long, MA<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#44546A">Michigan State University Extension<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Office: 50 East Sprague Rd., Ionia, MI 48846<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Phone: 616-527-5357 or toll free 888-678-3464/2/Ionia<o:p></o:p></span></p>
<p class="MsoNormal"><a href="mailto:longbr@anr.msu.edu"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">longbr@anr.msu.edu</span></a><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://msue.anr.msu.edu/"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">http://msue.anr.msu.edu/</span></a><span style="font-size:10.0pt;font-family:"Arial",sans-serif">
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:6.0pt;font-family:"Arial",sans-serif">MSU Extension programs and material are open to all without regard to race, color, national orgin, gender, gender identity, religion, age, height, weight, disability, political
beliefs, sexual orientation, marital status, family status or veteran status.<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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