<div dir="ltr">Hi,<div><br></div><div>Well I just finished watching the archive of the webjunction webinar on healthcare. </div><div><a href="http://www.webjunction.org/events/webjunction/Libraries_and_Health_Insurance_Preparing_for_October_1.html">http://www.webjunction.org/events/webjunction/Libraries_and_Health_Insurance_Preparing_for_October_1.html</a><br>
</div><div><br></div><div>It's mainly for how libraries can get ready to help patrons coming in for information. Pretty useful webinar for patrons but not really for employers. But I did get a few useful notes.</div>
<div><br></div><div>If any of these items are incorrect, please feel free to speak up.</div><div><br></div><div>Marketplace opens, Oct 1, 13- March 31, 2014 -- everybody without healthcare must enroll in a health plan during this time or have to pay a fee on federal income tax. $95/person or $200/family. After 3/31/14 you can enroll if you have qualifying life event. After this 1st open enrollment, the regular open enrollment will be Oct. 15-Dec. 7 each year.</div>
<div><br></div><div>For Michigan we will be using the federal website, <a href="https://www.healthcare.gov/" target="_blank">https://www.healthcare.gov/</a></div><div>In the Marketplace, users set up an account, and review health plans and enroll.</div>
<div><br></div><div>Folks can also enroll over the phone by calling the call center, <span style="color:rgb(51,51,51);font-family:'Open Sans',sans-serif;font-size:16px;line-height:24px"><a href="tel:1-800-318-2596" value="+18003182596" target="_blank">1-800-318-2596</a></span></div>
<div><br></div><div>After Oct. 1 there will be groups called, Community Assisters, for each state that will be available for help. These groups are being funded by grants being decided right now.</div><div><br></div><div>
As to the question of 30 hours and whether employers have to offer health care. I think the confusion is that health care act is considering anybody who regularly works 30 hours a week as full-time. And the requirement isn't 50 FT, its 50 FTE's. I just looked at the state aid report data, and only about 20 libraries (though this number will be higher since FT is 30 hours not 40 hours -- I guess we just work too hard in Michigan) reported over 50 FTE and expect that they already offer health insurance.</div>
<div><br></div><div>They have a nice glossary on the website, and here is where they define FT.</div><div><a href="https://www.healthcare.gov/glossary/full-time-employee/" target="_blank">https://www.healthcare.gov/glossary/full-time-employee/</a><br>
</div><div><br></div><div>There is also a lot of information on <a href="http://www.webjunction.org/">http://www.webjunction.org/</a>; again mostly geared at helping patrons.</div><div><br></div><div>I, like you, would like to be better informed as a employer and to help my business patrons as well.</div>
<div><br></div><div>good luck, lise</div><div class="gmail_extra"><br>-- <br><div dir="ltr"><div>Lise Mitchell, Director</div><div>Grand Ledge Area District Library</div><div>131 E. Jefferson Street</div><div>Grand Ledge, MI 48837</div>
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