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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='color:#1F497D'>Hi Everyone,<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Does anyone have a clear, valid source that explains how the upcoming rules for Obamacare relate to a small library? We have 13 staff and 2 are full time with insurance.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>My question in regards to it is: Do the staff working over 30 hours need to be working less than 30 hours so that we don’t get fined for not offering them insurance? And if so, when does the reduced hours take effect: now or in 2014?<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>I have gotten a lot of conflicting feedback on this topic and insurance companies are calling it a “grey area” so I wondered if there is any source out there with a clear explanation.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><br>Thank you for your help!<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Andrea<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Berlin Sans FB","sans-serif";color:#1F497D'>Andrea Estelle<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Berlin Sans FB","sans-serif";color:#1F497D'>Library Director <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Berlin Sans FB","sans-serif";color:#7030A0'>"Brighten The Corner Where You Are"<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><a href="http://www.otsegolibrary.org/" title=""Home" "><span style='color:#1F497D;text-decoration:none'><img border=0 width=268 height=53 id="Picture_x0020_1" src="cid:image001.jpg@01CE8D46.61CE24D0" alt=Home></span></a><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Berlin Sans FB","sans-serif";color:#1F497D'> 401 Dix Street, Otsego, MI 49078<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Berlin Sans FB","sans-serif";color:#1F497D'> (269) 694-9690 <o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Berlin Sans FB","sans-serif";color:#1F497D'> http://www.otsegolibrary.org/<o:p></o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p></div></body></html>